Payne County Bank Mobile Banking

Mobile Banking is a free convenience banking tool that allows you to access your account information, make transfers, and pay bills from your smart phone.

To sign up for mobile banking, you must have a free online banking account. If you do not, you can enroll in online banking by clicking on the Consumer or Business Enroll link on the left side of this page. Once you are logged in to your online banking account, go to the User Services Tab and click on the Mobile Enrollment link under Manage Account. Follow the step-by-step instructions to sign up and activate mobile banking.

You will be able to sign up for Text Banking (SMS) and/or Mobile Web (WAP) Banking. There are also downloadable iPhone and Android applications. An iPad application is in production and will be available soon.

There may be charges associated with text messaging and data usage on your phone. A text messaging and/or data plan is typically needed. Check with your wireless phone carrier for more information.

For More Information:

Mobile Banking FAQ

Text Banking Overview

Mobile Browser Overview

iPhone Overview

Android Overview

Mobile Application Overview


Mobile Banking Security

The mobile banking service utilizes best practices from online banking, such as HTTPS, 128-bit SSL encryption, PIN, or password access and application time-out when your phone is not in use. Only the phones that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your phone. And in the event your phone is lost or stolen, the service can be immediately disabled by either going online to the Mobile Banking enrollment website or calling us.

While our mobile banking service has strong security measures in place, it would be prudent to follow some basic security tips to protect your information:

• Avoid storing sensitive information like passwords and social security numbers on your mobile device.

• Password protect your mobile device and lock it when you're not using it.

• Be aware of your surroundings. Don't type any sensitive information if others around you can see.

• Log out completely when you complete a mobile banking session.

• Protect your phone from viruses and malware just like you do for your computer by installing mobile security software.

• Download the updates for your phone and mobile apps.

• Use discretion when downloading apps.

• If you change your phone number or lose you mobile device, let your financial institution know right away.

• Monitor your accounts regularly and report suspicious activity to your financial institution immediately.