Personal Savings, CDs, & IRAs
Personal savings accounts, CDs, and IRA accounts for every type of saver.
| Hi-Fi Money Market Account | Personal Savings Account | Round Up Savings | |
|---|---|---|---|
| Minimum Opening Deposit | $1,000 | $50 (except minors < 18 yrs.) | $50 |
| Minimum Daily Balance | $1,000 | None | None |
| Interest Rate* | Variable* Current Rates | Variable* Current Rates | Variable* Current Rates |
| Interest Paid | Tiered based on ending daily balance | Quarterly | Quarterly |
| Monthly Service Charge | None; $10 with balance less than $1000 | None; $1 with balance less than $50 | None; $1 with balance less than $50 |
| Withdrawals Per Month | 3 FREE checks; others $3 each | 3 FREE checks or ATM; others $1 each | 3 FREE checks or ATM; others $1 each |
| Transfers | Unlimited transfers to other PCB accounts | Three free Others $1 each | Three free Others $1 each |
| Account Statements | Monthly | Quarterly | Quarterly |
| Online Banking | FREE | FREE | FREE |
| 24 Hr. Bank by Phone | Yes | Yes | Yes |
| Dormant Accounts | N/A | $2.00 fee per month (no activity for 2 years or more) if balance is less than $200 | $2.00 fee per month (no activity for 2 years or more) if balance is less than $200 |
| FDIC Insured | Yes | Yes | Yes |
* Rates are subject to change. New rate sheet published every Thursday. Other Services and Fees may apply.
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How To Open a New Savings Deposit Account
If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location, 202 S. Main, Perkins.
Initial Minimum Deposit Required: $50.00 minimum
Required Forms of ID:
- a government issued photo ID
- one additional form of ID, preferably your Social Security card
We look forward to meeting you!
IRAs & Retirement Accounts
Retirement can be a confusing yet exciting decision to make. We specialize in trying to find the perfect retirement options for what your future needs could be. Please call or come by today and speak with one of our friendly customer service representatives (405) 547-4848.
HELPFUL LINKS*
