Credit Cards

Personal Credit Card

Use the Visa® Platinum and Visa® Classic credit cards to maximize benefits or establish credit. Each card is simple, reliable, safe and easy to use with no complicated fees or rules. Use your card when making a purchase wherever Visa® is accepted. You receive expert service anytime along with these additional amenities:

  • A low variable rate
  • No annual fee
  • Transfer balances at the same low APR with no fee
  • Free online account access
  • Available on Apple Pay, Samsung Pay, Google Pay and Visa® Click to Pay
  • Tap to Pay contactless card
  • Fraud monitoring and alerts
  • Card controls
  • Cash advance at thousands of ATMs
  • Travel accident insurance

Special benefits for those who qualify

Those who are eligible for the Visa® Platinum card receive all the benefits of the Classic card above, plus rewards points for every $1 you spend! Earn unlimited points towards cash, gift cards, merchandise, travel packages and more.

Business Credit Card

Use the Visa® Business credit card to purchase equipment, order supplies or entertain clients. Plus, earn a point for every $1 spent when you enroll in the ScoreCard rewards program. Earn unlimited points towards cash, gift cards, merchandise, travel packages and more.

You receive expert service anytime along with these additional amenities:

  • Mobile and online account access
  • Card controls
  • Available on Apple Pay, Samsung Pay, Google Pay and Visa Click to Pay
  • Tap to Pay contactless card
  • Fraud monitoring and alerts
  • Travel accident insurance
  • Travel and emergency assistance services
  • Auto rental collision damage waiver

Track and Organize Business Expenses

Manage your company’s cash flow conveniently and efficiently with our Visa® Business card. Its flexibility allows you to preset spending limits for each employee cardholder. Online account information helps you monitor available funds 24/7. Detailed monthly statements and quarterly reports itemize your business expenditures to help you track expenses and prepare for tax season.

Get more control with eZBusiness

Our online web tool gives company administrators the ability to better manage your credit cards. Admins can view all cardholder accounts and statements, make payments, manage credit lines, apply temporary blocks or close employee cards and manage cardholder access. *fee applies

How To Apply

Please visit PayneCountyBank.MyLocalBankCard.com to apply today.

To learn more about our rewards program, visit www.ScoreCardRewards.com.

To manage your account online, set alerts, pay bills and more, visit www.MyCardStatement.com.

To download the mobile app, visit: App Store or Google Play.