Personal Checking Accounts
Making it convenient every day — every way!
| Payne-FREE Checking | NOW Interest Checking | |
|---|---|---|
| Earns Interest | No | Yes, paid monthly* Current Rates |
| Minimum Opening Deposit | $100 | $750 |
| Minimum Balance | None | $750 |
| Monthly Service Charge | None | $10 for balance of less than $750 |
| Check Writing | Unlimited | Unlimited |
| Activity Limits | None | None |
| Account Statements | Monthly | Monthly |
| Basic Checks (FREE for Seniors 55+) |
Purchase | Purchase |
| 24 Hr. Bank by Phone | Yes | Yes |
| ATM or Debit Card Learn more about Booster Bucks Debit Cards |
Yes | Yes |
| ATM Transaction Fees | No charge at any of the PCB ATM locations ($1.00 fee transaction at non-PCB ATMs) |
No charge at any of the PCB ATM locations ($1.00 fee transaction at non-PCB ATMs) |
| Online Banking | Yes | Yes |
| Online Check Images & Statements | Yes | Yes |
| Online Bill Pay | Yes | Yes |
| Mobile Banking | Yes | Yes |
| Direct Deposit | Yes | Yes |
| Dormant Account Maintenance (inactive for 1 yrs) |
$5.00 per month (on balances less than $200) |
$5.00 per month (on balances less than $200) |
| FDIC Insured | Yes | Yes |
* Rates are subject to change. Other Services and Fees may apply.
How To Open a New Account
If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location,
202 S. Main, Perkins or the Chandler Branch location at 111 N Sandy Ln, Suite G, Chandler.
Required Forms of ID:
- a government issued photo ID
- one additional form of ID, preferably your Social Security card
We look forward to meeting you!
