Personal Savings, CDs, & IRAs
Personal savings accounts, CDs, and IRA accounts for every type of saver.
| Hi-Fi Money Market Account | Personal Savings Account | |
|---|---|---|
| Minimum Opening Deposit | $1,000 | $50 $10 for minors < 18 yrs. |
| Minimum Daily Balance | $1,000 | $50 |
| Interest Rate* | Variable* Current Rates |
Variable* Current Rates |
| Interest Paid | Monthly | Quarterly |
| Monthly Service Charge | $10 with balance less than $1,000 |
$1 with balance |
| In-Person and ATM Withdrawals per Month | Unlimited | Unlimited |
| Electronic Transfers and Payments to 3rd Party | Limited to 6 per month | Limited to 6 per month |
| Limited Transaction Fees | $3.00 for each limited transaction over 6 | $1.00 for each limited transaction over 6 |
| Account Statements | Monthly | Quarterly |
| Online Banking | FREE | FREE |
| 24 Hr. Bank by Phone | Yes | Yes |
| Dormant Accounts | $5.00 fee per month (no activity for 1 years or more) if balance is less than $200 | $5.00 fee per month (no activity for 1 years or more) if balance is less than $200; none for minors < 18 yrs. |
| FDIC Insured | Yes | Yes |
* Rates are subject to change. Other Services and Fees may apply.
How To Open a New Account
If you are interested in opening a new account with us please stop by and see any of our friendly customer service representatives at the Main Bank location, 202 S. Main, Perkins or the Chandler Branch location at 111 N Sandy Ln, Suite G, Chandler.
Required Forms of ID:
- a government issued photo ID
- one additional form of ID, preferably your Social Security card
We look forward to meeting you!
Retirement can be a confusing yet exciting decision to make. We specialize in trying to find the perfect retirement options for what your future needs could be. Please call or come by today and speak with one of our friendly customer service representatives (405) 547-4850.
| Term | Basic CD | Specialty CD | Minimum Deposit | Interest Paid | Interest Rate | Interest Rate Increase Per Term |
|---|---|---|---|---|---|---|
| 30-89 days | x | $1,000 | Varies with term | Fixed | None | |
| 90-180 days | x | $1,000 | Varies with term | Fixed | None | |
| 6-months | x | $1,000 | Varies with term | Fixed | None | |
| 9-months | Special CD | $5,000 | Varies with term | Fixed | None | |
| 12-months | x | $1,000 | Varies with term | Fixed | None | |
| 12-months | Dream CD | $100 | At Maturity | Variable | None | |
| 14-months | Promotional CD | $5,000 | Varies with term | Fixed | None | |
| 18-months | x | $1,000 | Varies with term | Fixed | None | |
| 18-months | Elevator CD | $1,000 | Varies with term | Fixed | 1 | |
| 24-months | x | $1,000 | Varies with term | Fixed | None | |
| 30-months | x | $1,000 | Varies with term | Fixed | None | |
| 30-months | Elevator CD | $1,000 | Varies with term | Fixed | 1 | |
| 36-months | x | $1,000 | Varies with term | Fixed | None | |
| 42-months | Elevator CD | $1,000 | Varies with term | Fixed | 2 | |
| 48-months | x | $1,000 | Varies with term | Fixed | None | |
| 60-months | x | $1,000 | Varies with term | Fixed | None |
