Fast and friendly processing and approval with installment plans to meet your needs. All loan decisions are made locally by our loan officers in both Perkins and Chandler locations.
We offer a full range of loans to meet your personal financial needs, all with competitive rates and flexible terms. Our loans range from Auto, RV and Boat Loans to Personal Loans you can use to buy furniture or appliances, consolidate bills or even travel. See a member of our lending staff today.
- Other personal needs
Competitive rates and closing costs on all types of mortgages. We do not charge points to close our in-house mortgage loans, and these loans are never sold to other lenders! In addition to our in-house mortgage loans, we also offer secondary market loans with fixed rates and flexible payback terms.
- New and existing homes
- Mobile homes
- Mortgage refinancing
- Home improvement
- Automobiles – cars, trucks, SUVs
- Recreational vehicles – boats, RVs, motorcycles
- Competitive Rates!
Ask us about GAP insurance to protect your automotive interest in the event of a total loss.
- Pays repair bills for covered mechanical failures
- Zero deductible
- Emergency roadside service
- Almost any vehicle qualifies – ask us for a quote!
- Less expensive than most dealer plans
Learn how to bid or buy recovered, reposessed and other items from Payne County Bank
From time to time, Payne County Bank offers for sale recovered/repossessed items obtained from adverse loan situations.
Payne County Bank uses various methods of sale, including but not limited to: PCB car lot, online, and auctions.
By law, Payne County Bank must wait 10 days after date of recovery of collateral to allow debtor to make arrangements to pay and/or resume possession of the item(s). During this 10 day period, recovered items may be visible on our lot but cannot be sold to or inspected by prospective purchasers.
Current Items For Sale
There are currently no items for sale.
Payne County Bank, NMLS 615996
Chris Petermann - NMLS 644698
Lynn Kinder - NMLS 644693
Lisa Smith - NMLS 644695
LaReva Mandeville - NMLS 644696
Brent DeMuth - NMLS 644697
Corey Brasher - NMLS 1245476
Chuck Schardt - NMLS 500026
Teresa Harkins - NMLS 697165